Terms & Conditions
Last Updated: January 1, 2024
Introduction
Welcome to FinancePro. These Terms and Conditions ("Terms") govern your use of our website, financial courses, educational materials, and services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you do not have permission to access our Services.
Definitions
Throughout these Terms:
- "FinancePro," "we," "us," and "our" refer to FinancePro.
- "You," "your," and "user" refer to the individual, company, or organization accessing or using our Services.
- "Content" refers to all materials, information, text, images, videos, courses, and other content provided through our Services.
- "Intellectual Property" refers to all rights in patents, copyrights, trademarks, trade secrets, and other proprietary rights.
User Accounts
Account Creation: To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process.
Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
Account Termination: We reserve the right to suspend or terminate your account and access to our Services, without prior notice or liability, for any reason, including if you violate these Terms.
Course Enrollment and Access
Course Enrollment: Upon purchasing a course, you will be granted access to the course content for the specified period outlined in the course description. Some courses may offer lifetime access, while others may have a limited access period.
Access Limitations: Your enrollment is personal to you and may not be transferred, assigned, or shared with others. You agree not to share your login credentials or provide unauthorized access to course materials.
Technical Requirements: You are responsible for ensuring that your computer system and internet connection meet the technical requirements necessary to access our courses. We are not responsible for technical issues on your end that prevent access to our content.
Payment and Pricing
Pricing: All prices for our courses and services are displayed in the applicable currency and may be subject to taxes where applicable. Prices are subject to change, but changes will not affect courses already purchased.
Payment Processing: We use secure third-party payment processors to handle transactions. By making a purchase, you agree to the terms of service of these payment processors in addition to our Terms.
Subscription Services: For subscription-based services, you authorize us to charge your payment method on a recurring basis until you cancel. You can cancel your subscription at any time through your account settings or by contacting us.
Intellectual Property Rights
Our Content: All content provided through our Services, including but not limited to courses, videos, text, graphics, logos, images, and software, is owned by or licensed to FinancePro and is protected by copyright, trademark, and other intellectual property laws.
License to Use: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our content solely for your personal, non-commercial educational purposes.
Restrictions: You may not:
- Copy, reproduce, distribute, modify, create derivative works, publicly display, or perform any content from our Services without prior written permission
- Use our content for commercial purposes, including but not limited to selling, licensing, or monetizing in any way
- Remove any copyright, trademark, or other proprietary notices from our content
- Attempt to reverse engineer, decompile, or disassemble any software included in our Services
Your Content: If you submit feedback, comments, or suggestions related to our Services, you grant us a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, adapt, publish, and distribute this content in any way.
Disclaimers and Limitations
Educational Content: Our courses and materials are provided for educational and informational purposes only. We do not provide financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.
No Guarantees: We do not guarantee any specific results from using our Services. Financial results vary based on numerous factors, including individual circumstances, market conditions, and personal effort.
Testimonials: Any testimonials or success stories featured in our Services represent individual experiences and do not guarantee similar results for all users.
Service Availability: While we strive to provide uninterrupted access to our Services, we do not guarantee that our Services will be available at all times or free from errors or omissions.
Disclaimer of Warranties: OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Limitation of Liability: TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL FINANCEPRO, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, OUR SERVICES.
FINANCEPRO'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO FINANCEPRO IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
User Conduct
When using our Services, you agree not to:
- Violate any applicable laws or regulations
- Infringe the intellectual property rights of any third party
- Harass, abuse, or harm another person or group
- Use our Services for any illegal or unauthorized purpose
- Interfere with or disrupt the integrity or performance of our Services
- Attempt to gain unauthorized access to our Services or related systems
- Collect or harvest user data without permission
- Impersonate another person or entity
- Post or transmit any content that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable
Indemnification
You agree to indemnify, defend, and hold harmless FinancePro, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:
- Your use of our Services
- Your violation of these Terms
- Your violation of any rights of another person or entity
- Your user content or feedback submitted to us
Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after such changes constitutes your acceptance of the revised Terms.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Manitoba, Canada, without regard to its conflict of law provisions.
Any dispute arising from or relating to these Terms or our Services shall first be attempted to be resolved through informal negotiation. If the dispute cannot be resolved through negotiation, the dispute will be submitted to binding arbitration in Manitoba, Canada, in accordance with the rules of the Canadian Arbitration Association.
Severability and Waiver
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by our authorized representative.
Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices or additional terms and conditions or documents that may be published from time to time on our website, shall constitute the entire agreement between you and FinancePro concerning your use of our Services.
Contact Us
If you have any questions about these Terms, please contact us at:
FinancePro
782 Prohaska Extensions
Port Clairtown, MB S9L-3N4
Phone: +14635746360
Email: legal@financepro.com